The Fixed4Life^TM Reverse Mortgage is a FIXED RATE FHA INSURED Reverse Mortgage Loan that allows borrowers to rest easy knowing that the INTEREST RATE WILL NEVER CHANGE during the life of their Reverse Mortgage Loan. With the Fixed4Life^TM Reverse Mortgage Loan, you can take the uncertainty out of future rate changes and receive access to enhanced amounts of Reverse Mortgage proceeds.

The Fixed4Life^TM program features include:

• Government Insured FHA Reverse Mortgage
• Interest Rate is fixed for the life of the loan (Fixed4Life^TM!)
• Available loan proceeds compare favorably with other versions of the HECM Adjustable Reverse Mortgage Loans, except this rate is Fixed4Life^TM!
• Eliminates the uncertainty of future rate adjustments
• Allows for certainty in estate planning & inheritance issues